Your farm is not just a job or a business. It’s who you are. White Insurance is uniquely qualified and committed to helping you protect it with the right insurance products at the right price.
Crop
Crop-Hail Insurance covers crop damage from hail, and can also include fire, lightning, theft, vandalism, malicious mischief, and some stored crops. Wind coverage is sometimes added for an additional premium to a hail policy. Federal Crop Insurance covers many perils including drought and flood.
Property
Farm Property is any property owned or used in conjunction with a farming business. For most farms this property includes: buildings, animals, inventory and equipment. Various endorsements can be purchased to cover the specific needs of your particular farm.
Farm Liability
Most farms protect the farm operator or owner through a basic liability policy covering loss from Bodily Injury and Property Damage.
Umbrella
Farm Umbrella Insurance insures against liability costs above the maximum limits in your other policies. It’s generally sold in high-dollar amounts, often in increments of $1 million of protection. Every farm business owner should consider Umbrella Liability Insurance.
All insurance policies contain exclusions and limitations either within the policy language or added to the policy by attachment of an endorsement. Not all exclusions nor limitations are nor can be addressed in any proposal through the means of using this website. Exclusions and limitations can be absolute or conditional based on the specific circumstances and allegations of a loss or claim. Policy language dictates coverage and can vary from each company or program. It is up to the insured to read their respective policy carefully to review what is stated therein and not depend on any proposal for an interpretation of coverage. White Insurance offers the coverage options available from the insurance carriers it is licensed to represent or from those with which it has a relationship; the agency makes no representations regarding coverages, exclusions or limitations in policies from any carriers not represented by the agency nor does the agency make representations regarding the availability of coverage to cover any specific risk of loss in the broader insurance marketplace.